KoinWorks Super App Funding 2.2.89.3

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KoinWorks presents itself as a comprehensive financial app, leveraging over eight years of industry expertise. The platform is registered and regulated by the OJK, ensuring a level of trust and security in its services.

Users can register simply with their ID card and explore a diverse array of financial products tailored to individual needs. The app aims to facilitate the selection of various investment opportunities with competitive returns, thereby assisting users in achieving their financial aspirations.

<ul>
<li>KoinDeposito by KoinWorks Bank BPR: This is a deposit option offering interest rates up to 6.75% per annum, secured by LPS, with the added flexibility of withdrawal at any time. It serves as an appealing low-risk investment compared to conventional bank rates.</li>
<li>Peer-to-Peer Lending Investment: Enhance your investment returns by opting for Peer-to-Peer Lending, which may yield returns up to 15% per annum. With a minimum investment starting at IDR 100,000 and flexible terms beginning at just one month, this option is advantageous for those looking to boost their portfolio's average yield.</li>
</ul>

For potential investors, the app provides access to Financial Consultants who can assist in selecting suitable investment assets aligned with personal financial goals. It is important to note that KoinWorks does not provide individualized financial advice, and users are encouraged to conduct their own analyses.

<h3>All Your Financial Data in One App</h3>

<ul>
<li>Combined Portfolio: The app effectively consolidates all investments for easy management and user-friendly navigation.</li>
<li>Financial Reports, Taxes, and Earnings: Users can generate comprehensive reports to track their financial growth effectively.</li>
<li>MSME Business Capital Loans:</li>
<ul>
<li>Online business loans available up to IDR 2 billion with low origination fees starting at 0.75%, and competitive effective interest rates starting from 9% per annum through KOINBISNIS.</li>
<li>Invoice financing through KOININVOICE allows for enhanced cash flow management by disbursing client invoices promptly.</li>
<li>KOINGAJI offers early salary loans for employees needing quick access to funds.</li>
</ul>
</ul>

<h3>Loan Information:</h3>
<ul>
<li>Loan Amount: IDR 1 million - IDR 2 billion</li>
<li>Monthly Interest: 0.75% - 1.67% (Annual Interest: 9% - 20%)</li>
<li>Term: 6 - 24 months</li>
<li>Origination Fees: Varies from 0.75% - 5% based on term length</li>
<li>Administration Fees: IDR 150,000 - IDR 200,000</li>
<li>Insurance Fees: Ranges from 0.10% - 1.25%</li>
<li>Late Fees: 6% of the overdue amount depending on how long it has been outstanding</li>
</ul>

<h3>Collaboration and Certifications</h3>

<ul>
<li>KoinWorks boasts certified collaborations and has received the ISO 27001 certification for its financial aggregator services.</li>
<li>The platform is officially registered with OJK (number S.87/MS.72/2020 as of February 10, 2020), reinforcing its credibility as a Financial Technology Innovation provider (ITSK).</li>
</ul>

KoinWorks encourages users to download the app and connect with its network of Financial Consultants for a tailored financial management experience.

<h3>Contact Information:</h3>
WA: +6281703972888 
Phone: 150588 
Email: support@koinworks.com 
Address: Cyber 2 Building, 35th Floor, Unit D-E, 
Jl. HR Rasuna Said, Block X5 No. 13, Kuningan, Setia Budi, South Jakarta

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